Frequently Asked Questions FAQ about Health Insurance

Health insurance covers medical, surgical and dental expenses of the insured individual. Moreover, it will compensate for costs suffered from injury or illness.
Only certified representatives can sell health insurance. They are highly experienced and knowledgeable to assess your needs and recommend the best product for you.
You are eligible, if:
  • Your age is between 18 and 64
  • You are insured by provincial health insurance plan
  • Satisfy the medical underwriting criteria
Normally a health insurance plan covers health care, medications, diagnosis, medical and dental surgeries. Depending upon the type of your insurance policy, a good private insurance plan can provide coverage for the following:
  • Emergency services
  • Medical Checkups
  • Medical and screening tests
  • Specialized investigations like CAT-SCAN, etc
  • Dreaded diseases
  • Maternity benefits
  • In-hospital medical treatment
  • OTC and prescription medications
  • Eye examinations
  • Eyewear
  • Dental care and surgery
  • Physiotherapy
  • Hearing aids
  • Medical equipment
  • Ambulance services
  • Paramedical services
The premium is calculated based on:
  • Your age
  • Your sex
  • Your coverage type
You will be denied or offered a plan with limited health benefits in case you have existing medical conditions. Some companies require individuals to complete a medical examination. Moreover, you will also have to meet the age requirements of the insurance company to successfully purchase health insurance.
Yes, you can upgrade your health coverage plan. Simply contact your insurance representative and update your form today.
To apply for a claim, you need to fill out forms that apply to your coverage and send us a completed form along with all the supporting documents. Call us at +1-855-500-8999 to get information and necessary documents to submit a claim.