Travel Insurance

It’s a smart way to help you recover eligible expenses when scheduled trips are derailed by covered unexpected issues. Having Trip Cancellation and Trip Interruption could help protect more than just transportation expenses. You could get coverage on other eligible expenses, like hotels, meals and more, that go unused due to a covered cause.
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Why Choosing us:we are reputed experience insurance provider, we provide flexible and affordable Travel Insurance Plan from multiple insurance companies like Manulife Insurance, GMS, TIC Insurance, SRMRM insurance, Travelance Insurance, TUGO, 21st Century, we provide services in Kitchener, Waterloo, Cambridge, Guelph, Stratford ,Hamilton, Branford, Woodstock, London, Milton, Mississauga, Brampton, Toronto. Super Visa Insurance : Super Visa is a new option for parents and grandparents of Canadian citizens and permanent residents to visit their family in Canada. These individuals may be eligible to apply for the Parent and Grandparent Super Visa to visit their family in Canada for up to 2 years without the need to renew their status. Super Visa Insurance provides coverage for emergency medical and hospital care in Canada. This insurance is valid for 365 days.

How to Apply for Super Visa Insurance

  • Fill out the Application for a Temporary Resident Visa Made Outside of Canada [IMM5257] .
  • Gather any required documentation.
  • Submit your completed form and supporting documents to a visa office.
  • Make sure to pay the fee that coincides with your country or region.
  • Make sure to purchase Visitors to Canada insurance

Super visa Requirements : To obtain a Parent or Grandparent Super Visa for Canada, applicants must have valid Super Visa Insurance. With Super Visa applications They need to provide a proof that they have private medical insurance from a Canadian insurance company valid for a minimum of 1 year from a Canadian insurance company and that it: Here’s the things you need to know before you buy Super Visa Insurance Pre-existing Conduction: A Pre-existing condition depends on your health condition means the critical illness, injury, symptom(s) that exists before and after effective date of insurance. Sometimes a healthy applicant can be deemed to have a pre-existing condition based on a past health problem or evidence of treatment for a particular condition. Deductible: Most plans have a variety of deductibles. The deductible is the amount of each claim that you will pay. A $0 deductible means the insurance company pays 100% of each eligible claim. A $1000 deductible means you will pay up to $1000 of each eligible claim and the insurance company will only pay amounts in excess of the $1000. Multiple Entry: Multiple entry coverage provides intermittent coverage that allows you to travel back and forth between Canada and your home country. Your coverage will be interrupted when you return to your home country, and then be automatically reinstated when you return to Canada. Plans that do not offer Multiple Entry have coverage that stops as soon as you return to your home country. Side Trip: Side trip coverage provides travel health insurance for any trips you take outside Canada during your stay, i.e. if you take vacations to the U.S. If you expect to spend some time outside of Canada during the term of your super visa, you should choose a plan that has side trip coverage. Refundable: The government requires that you purchase coverage for a full year. If you’re planning on staying less than a year a refundable plan will allow you to receive a refund of the unused portion of the annual/yearly premiums. These refunds come with conditions, so again it’s important that you read the policy.

Who Needs Travel Insurance?

If you're going overseas, travel insurance is as important as a passport. Without it, you or your family could suffer financially if things go wrong. travel insurance should be going with you. Even if you're travelling out of province but within Canada it's worth it because your provincial health insurance plan coverage may be limited. Things like ambulance services and prescription drugs may not be covered and you could end up paying out of pocket for some of the services you need.

Why you should buy travel health insurance

  • The Government of Canada will not pay your medical bills
  • Foreign hospitals can be very expensive and may require immediate cash payment
  • Your Canadian health insurance may not pay your medical bills while you're outside Canada
  • In some countries hospitals and clinics will not treat you if you do not have enough insurance or money to pay your bills
  • Your provincial or territorial health plan may cover none, or only a small part, of the costs of your medical care abroad. It will never pay your bills up front
What are Travel Insurance Requirements?

As you already know, Canadian Residents are insured under their Provincial Healthcare Plans. However, it only covers a small portion of medical expenses incurred outside Canada.

Your government insurance coverage will also be severely limited while travelling to another province or territory within Canada, and even the slightest injury or illness can deal a significant blow to your budget.

If you are planning on going out of your province or abroad, travel health insurance for Canadians will provide you with a simple and affordable way to protect yourself from the costs of medical emergencies that may happen during the trip.

Type of Travel Insurance policy

Travel insurance covers a number of travel-related risks, from flight cancellations to lost bags to medical emergencies. The dollar amount of your coverage depends on the policy you bought and where and when you bought it. Most travel insurance providers offer several different policies to choose from, with higher or lower levels of coverage.

  • Single Trip medical Insurance

  • Multi Trip Insurance

  • Trip interruption Insurance

  • Trip cancellation Insurance

  • All Inclusive Insurance

In order to be eligible for Travel Insurance, you MUST:

  • Be a Canadian Resident

  • Be currently enrolled in a provincial health insurance plan

  • Meet other specific conditions set by a particular Canadian Insurance company

Know what you're buying

Carefully research your needs. Verify the terms, conditions, limitations, exclusions and requirements of your insurance policy before you leave Canada. When assessing a travel health insurance plan, you should ask a lot of questions.

  • Is there a deductible, and how much is it? Plans with 100% coverage are more expensive but may save money in the long run.

  • Does the plan offer continuous coverage for the length of your stay outside Canada and after your return?

  • Does the plan exclude or greatly limit coverage for certain regions or countries you may visit?

  • Does it offer coverage that is renewable from abroad and for the maximum period of stay?

  • Does the company have an in-house, worldwide, 24-hour/7-day emergency contact number in English and/or translation services for health care providers in your destination country?

  • Does it pay for hospitalization for illness or injury and related medical costs at your destination?

  • Does it pay your bills or cash advances up front, so you don’t have to pay them?

How To Calculate Cost and Apply

Get a Quote

In order to get your Canadian travel insurance coverage, all you need is to calculate your personal quote using our free online quote form , fill out a short application form and pay with a credit card.

Once the payment is processed, you will receive your travel insurance by email in no time.

Select a Plane

Choose a plan that fit your needs of coverage from the list of options provided and click on purchase Now button you will be re-directed to the chosen insurance company’s web-portal, you can start filling out your application form.

Important Notice: Non-medical and all-inclusive travel insurance plans may be subject to provincial sales tax.

Review Your Coverage

It is always a great idea to review coverage details as well as policy conditions before making a purchase. The best way to know about it by read through the official Policy Wording for the insurance plan of your choice that can be found on the same page. In addition, you can always reach to our Insurance Advisors if you have any questions or concerns!

Purchase Policy

The final step is to fill out an application form and make the payment using a credit card. In order to proceed with purchasing your Visitors insurance, just click on “Buy now” or “purchase Online” button. If you wish to purchase your coverage online, in case you’d like our Insurance Advisors to assist you to complete the application and issue the policy don’t hesitate to contact us! Once your payment is processed by the insurance provider, your policy confirmation will be sent by email right away!

What Does Travel Insurance Cover?

  • Hospital and physician services
  • Return home of children in care of insured' travel companion' pet' vehicle
  • Paramedical services
  • Return to original trip destination
  • Emergency dental treatment
  • Return of excess baggage
  • Hospital allowance
  • Extra meal
  • hotel
  • child care and phone call costs
  • Ambulance
  • Expenses related to death
  • Emergency medical return home
  • Trip break without terminating coverage
  • Visit to bedside if travelling alone
  • Terrorism coverage

Know what you're buying

Carefully research your needs. Verify the terms, conditions, limitations, exclusions and requirements of your insurance policy before you leave Canada. When assessing a travel health insurance plan, you should ask a lot of questions.

  • Is there a deductible, and how much is it? Plans with 100% coverage are more zexpensive but may save money in the long run.
  • Does the plan offer continuous coverage for the length of your stay outside Canada and after your return?
  • Does the plan exclude or greatly limit coverage for certain regions or countries you may visit?
  • Does it offer coverage that is renewable from abroad and for the maximum period of stay
  • Does the company have an in-house, worldwide, 24-hour/7-day emergency

COVID-19 and travel insurance

If you have to travel outside Canada during the COVID-19 pandemic, check with your travel insurance provider (whether you have a group, an individual or a credit-card type of insurance) to make sure you're covered for:

COVID-19-related medical expenses
other non-COVID-19 emergency-related expenses

Frequently Asked Question (FAQ)

Travel insurance offers protection against unexpected events that can happen before or during traveling. Traveling insurance will cover both minor and major accidents. Generally, basic insurance plans cover emergency medical costs, whereas, an all-inclusive policy normally covers flight delays, trip cancellation, baggage lost, and more. Keep in mind that most of the companies will not cover the risks listed on the Government of Canada’s travel advisory site.
There are several important reasons to buy travel insurance. Your Canadian health insurance plan and provincial health plan will not cover your medical bills outside Canada. A comprehensive travel insurance policy will provide safety against travel-related tragedies and unforeseen medical costs.
Usually, travelers are encouraged to get travel insurance to cover themselves from the following risks:Sickness, accidental injury or death of you, your family member or traveling partnerCancellation, interruption or delay in the trip because of bad weatherStolen, delayed or lost luggageStrikes or unpredicted events that can cause complete termination of travel activities.
It all depends on the seriousness and stability of your illness. Some illnesses are covered easily, while others need 3-6 months stability period.
Trip cancellation or trip protection is a benefit that provides reimbursement for travel expenses if your trip is canceled before departure and because of a covered risk.
One trip insurance plan is designed and offered to tourists who are preparing and planning to go on a trip and need an insurance policy that will cover cancellation and medical expenses for that particular trip only.Multi-trip insurance plans are available for travel enthusiasts who go on frequent journeys and need a policy that will cover their insurance claims for as many trips as they wish within a specific period.
Depending on the covered risk, you need to complete the relevant claim form and send us with necessary supporting documents. Call us at +1-855-500-8999, we will send you relevant information and supporting documents to make a claim
If you are traveling, you can extend your coverage before its termination date. Call us at +1-855-500-8999, our representative will assist you in extending your coverage.

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