Visitor Insurance
Visitor Insurance provides medical coverage for traveler visiting Canada, protecting them from unexpected healthcare costs during their stay.
Visitor Insurance provides medical coverage for traveler visiting Canada, protecting them from unexpected healthcare costs during their stay.
Why Choosing us:we are a reputable, experienced insurance provider, we provide flexible and affordable Travel Insurance Plan from multiple insurance companies like Manulife Insurance, GMS, TIC Insurance, SRMRM insurance, Travelance Insurance, TUGO, 21st Century, we provide services in Kitchener, Waterloo, Cambridge, Guelph, Stratford ,Hamilton, Brantford, Woodstock, London, Milton, Mississauga, Brampton, Toronto. Super Visa Insurance : Super Visa is a new option for parents and grandparents of Canadian citizens and permanent residents to visit their family in Canada. These individuals may be eligible to apply for the Parent and Grandparent Super Visa to visit their family in Canada for up to 2 years without the need to renew their status. Super Visa Insurance provides coverage for emergency medical and hospital care in Canada. This insurance is valid for 365 days.
Super visa Requirements : To obtain a Parent or Grandparent Super Visa for Canada, applicants must have valid Super Visa Insurance. With Super Visa applications They need to provide a proof that they have private medical insurance from a Canadian insurance company valid for a minimum of 1 year from a Canadian insurance company and that it: Here’s the things you need to know before you buy Super Visa Insurance Pre-existing Condition: A Pre-existing condition depends on your health condition means the critical illness, injury, symptom(s) that exists before and after effective date of insurance. Sometimes a healthy applicant can be deemed to have a pre-existing condition based on a past health problem or evidence of treatment for a particular condition. Deductible: Most plans have a variety of deductibles. The deductible is the amount of each claim that you will pay. A $0 deductible means the insurance company pays 100% of each eligible claim. A $1000 deductible means you will pay up to $1000 of each eligible claim and the insurance company will only pay amounts in excess of the $1000. Multiple Entry: Multiple entry coverage provides intermittent coverage that allows you to travel back and forth between Canada and your home country. Your coverage will be interrupted when you return to your home country, and then be automatically reinstated when you return to Canada. Plans that do not offer Multiple Entry have coverage that stops as soon as you return to your home country. Side Trip: Side trip coverage provides travel health insurance for any trips you take outside Canada during your stay, i.e. if you take vacations to the U.S. If you expect to spend some time outside of Canada during the term of your super visa, you should choose a plan that has side trip coverage. Refundable: The government requires that you purchase coverage for a full year. If you’re planning on staying less than a year a refundable plan will allow you to receive a refund of the unused portion of the annual/yearly premiums. These refunds come with conditions, so again it’s important that you read the policy.
If you are planning on visiting Canada for a long stay vacation or you are having friends or family members, come to visit you in Canada, it's important to remember that only Canadian residents are covered by the provincial health insurance plans. Visitors could end up paying an extensive amount of money if they fall ill in the country of Canada or if an accident happened to occur while they were in the country.
While you’re away from your home country, Travel and Visitor insurance plans can help you and your loved ones stay safe. Visitors’ insurance is designed for visitors in Canada in mind with protection. visitor insurance can protect you from costly health expenses during your stay. If you experience any new injuries, illnesses, or have pre-existing conditions that require treatment during your trip, our visitor’s insurance includes plans to get the coverage you need.
Some travel visas require proof of medical insurance coverage. Without it, entry will be denied. The universal health care that’s available to Canadian residents is not extended to visitors.
Policies vary from each insurance Company, but standard coverage for medical emergencies includes Visitors to Canada insurance plans available through our partners include
Canada's public health care only covers citizens and permanent residents. Visitors pay the full cost of hospital and doctor bills, and a single emergency can cost tens of thousands of dollars. Visitor insurance (also called Visitors to Canada insurance) covers emergency medical costs during a temporary stay.
Plans usually range from $10,000 to $150,000 or more. For older visitors, we recommend at least $100,000, since a hospital stay in Ontario can easily exceed $50,000. If your parent or grandparent is applying for a Super Visa, the plan must provide at least $100,000 of coverage for one year. See our Super Visa insurance page.
Most plans cover a stable pre-existing condition only if it has had no change in treatment, medication or symptoms for a set period (often 90 or 180 days, depending on the insurer and age). Always answer the medical questions honestly. A wrong answer can lead to a denied claim.
You can still buy visitor insurance after arriving. Most insurers apply a short waiting period (for example 48 hours to 8 days) for illness, but accidents are covered right away. Buy before arrival when you can.
The price depends on age, length of stay, coverage amount, deductible and pre-existing condition coverage. Younger visitors on short trips pay much less than seniors on one-year plans. A one-year, $100,000 plan costs about the same as Super Visa insurance (see our 2026 Super Visa cost table).
We compare visitor insurance plans from several Canadian insurers to find the right coverage at the best price. Get a free visitor insurance quote or call 1-855-500-5041.
Visitor insurance for Canada will act as a shield and protect you from any unforeseen emergency which may cause financial distress. Look at some of the key benefits of Visitor Insurance Side-trips outside Canada are also covered with your Visitors to Canada insurance as long as you remain in Canada for the majority of your policy period. For a detailed coverage description please read the Policy Wording of the insurance plan you select.
Student Insurance protects you and your luggage against many perils you may come across while traveling abroad.
Details
Travel Insurance protects you and your luggage against many perils you may come across while traveling abroad.
Details
Travel Insurance protects you and your luggage against many perils you may come across while traveling abroad.
DetailsThe cost of visitor insurance depends on the visitor's age, length of stay, coverage amount, deductible and whether stable pre-existing conditions are covered. Short trips for younger visitors cost much less than one-year plans for seniors. A one-year, $100,000 plan costs about the same as Super Visa insurance (for example, about $1,300–$1,700 a year for ages 60–69). Get a free quote for an exact price.
Yes. You can buy visitor insurance after arriving in Canada. Most insurers apply a short waiting period for illness (often 48 hours to 8 days, depending on the insurer), but injuries from accidents are usually covered right away. It is best to buy before arrival so coverage starts the day you land.
The cost of visitor insurance depends on the visitor's age, length of stay, coverage amount, deductible and whether stable pre-existing conditions are covered. Short trips for younger visitors cost much less than one-year plans for seniors. A one-year, $100,000 plan costs about the same as Super Visa insurance (for example, about $1,300–$1,700 a year for ages 60–69). Get a free quote for an exact price.
Insurance is not required for a regular visitor visa, but it is strongly recommended because visitors are not covered by provincial health plans and must pay hospital bills in full. If your parents or grandparents apply for a Super Visa, they must have at least $100,000 of emergency medical insurance valid for at least one year from entry.
The best plan depends on the visitor's age, health and length of stay. Compare the coverage amount, deductible, pre-existing condition rules, waiting period and refund policy, not just the price. As a broker, Life Advice compares plans from several Canadian insurers to find the right fit for your family.