If you are bringing your parents or grandparents to Canada on a Super Visa, medical insurance is one of the biggest costs. This guide explains what Super Visa insurance costs in 2026, what drives the price, and how to pay less without risking a refused application or a denied claim.
To qualify for a Super Visa, the applicant must show proof of private medical insurance that:
Always check the latest rules on the IRCC Super Visa page before you apply.
These estimates are for $100,000 of coverage for one year, a standard deductible, and no coverage for pre-existing conditions.
| Age | Estimated cost per year | About per month |
|---|---|---|
| 50 to 59 | $930 – $1,200 | $78 – $100 |
| 60 to 69 | $1,300 – $1,700 | $108 – $142 |
| 70 to 79 | $2,200 – $2,800 | $183 – $233 |
| 80 and over | $3,500 – $5,000+ | $292 – $417+ |
Estimates only. Your premium depends on the insurer and the applicant's health. Ask us for an exact quote.
Yes. Many insurers now accept monthly payments for Super Visa insurance, so you don't need to pay the full year up front. IRCC still requires the policy itself to cover a full year, so make sure the monthly plan you choose meets the Super Visa requirements.
If the Super Visa is refused, most insurers give a full refund. If your parents return home early and have not made a claim, many insurers give a prorated refund for the unused months. An admin fee may apply. Rules differ, so read the refund terms before you buy.
Life Advice Insurance Inc. is an independent broker in Kitchener, Ontario. We compare Super Visa plans from several Canadian insurers and explain the differences in plain language. Get your Super Visa insurance quote or call 1-855-500-5041.